PF Registration Services that you (or your company) can offer to clients.

✅ What is PF Registration?

Provident Fund (PF) is managed by EPFO (Employees’ Provident Fund Organisation) under the EPF & MP Act, 1952.
It is a retirement savings scheme where both employer and employee contribute monthly.

Mandatory Registration:

• Any establishment with 20 or more employees must register under EPFO.

• Companies with fewer than 20 employees can also apply voluntarily.

???? PF Contribution Rate

• Employer Contribution: 12% of basic wages (8.33% to EPS + 3.67% to EPF).

• Employee Contribution: 12% of basic wages.
  ???? Total = 24% of employee’s wages (shared equally).

???? Documents Required for PF Registration

For Employer / Company

• Company PAN card.

• Incorporation certificate (Company/LLP/Partnership/Shop Act).

• Address proof (electricity bill, rent agreement).

• GST registration (if applicable).

• Bank account details of company.

• Digital signature of employer/authorized signatory.

For Employees

• Employee name list with joining date.

• Basic salary details.

• Aadhaar & PAN of employees.

• Bank account details of employees.

???? Step-by-Step PF Registration Process

Step 1: Visit EPFO Portal

???? https://www.epfindia.gov.in

Step 2: Employer Registration

• Go to Establishment Registration.

• Sign up with Digital Signature Certificate (DSC) of employer.

Step 3: Fill Employer Details

• Company details (name, PAN, address, type of establishment).

• Contact details.

• Activity & NIC code (nature of business).

Step 4: Upload Documents

• PAN, incorporation certificate, proof of address, bank details.

• Employee details (Aadhaar, PAN, salary).

Step 5: Verification & DSC

• All details verified by employer using Digital Signature.

Step 6: Receive PF Registration Code

• After approval, EPFO allots a PF Establishment Code Number.

• This code is unique and used for monthly PF challan payment & returns.

???? Post-Registration Compliance

1. Add employees under PF portal.

2. Generate UAN (Universal Account Number) for each employee.

3. Deposit monthly PF contributions (due date: 15th of next month).

4. File PF returns (monthly & annual).

???? Benefits of PF Registration for Employers & Employees

✅ Legal compliance & avoids penalties.
✅ Employees get retirement savings + pension + insurance benefits.
✅ Employer builds credibility & trust.
✅ Tax benefits on contributions.

???? Penalties for Non-Compliance

• Late payment interest: 12% per year.

• Penalty damages: 5% – 25% depending on delay.

• Prosecution under EPF Act for willful default.

✅ In short:
PF Registration = Employer applies online → Upload docs → Verify with DSC → Get Establishment Code → Add employees → Start monthly PF compliance.